24 Feb Scanning and Emailing Voided Checks Safely
The incorrect check could be deposited by someone else if you throw it away and someone else finds it. To ensure your bank account is safe from fraud, always write “VOID” across the check in big letters to ensure it can never be cashed. If you have started a new job, your employer will likely pay you through a bank account. Many employers ask for a voided check to ensure no errors in taking down your bank account information. Once the company you wish to pay has this information, the funds can be directly withdrawn from your account. This way, you won’t have to mail a check or use your credit card.
If you want to set up direct deposit and allow your employer to send your paychecks electronically to your bank account, you may need to provide a voided check. Taking your banking information directly from a voided check minimizes the chance that you or your employer use the incorrect information to set up your direct deposit. Voiding a check can be a key step in setting up financial transitions like regular payroll direct deposits.
Pay from Your Checking Account (Electronically)
No two accounts at the same bank will have the same account number. The city and state of the bank is not the address of the branch you go to. Often, banks will provide instructions on how you can set up a direct deposit without a voided check. Reach out to your bank, or see if there’s any information online about how you can do this. Fortunately, there are several ways to keep your personal account information secure.
From writing checks to pay for something, to voiding a check for various uses, here is everything you need to know. First of all, sending a blank check is usually a part of filling out a physical form. You can usually avoid a physical check and set up payments online.
Can I Deposit a Voided Check?
If either of these things occurs what you are going to want to do is get a Stop Payment Order. Sometimes you’ll need to cancel a check payment after you’ve already sent or given the check. You should record all checks voided check in your check register to ensure you don’t lose or misplace any checks. Lost checks can result in an unwanted debit from your account. Once you have made your voided check, be sure to note it in your check register.
For example, consider encrypting the image or uploading it to a secure file vault. Get your paycheck directly deposited into your bank account to save yourself some time and hassle. If you’ve never set up direct deposit before, it can be intimidating. Frequently, employers require you to submit a voided check in order to record your account information and set up direct deposit for your paychecks.
Where can I find my routing or account number on a check?
Employers usually ask for a voided check as a simple way to collect your banking information for direct deposit. You may need a voided check to set up a bank account, direct deposit, or automatic bill payment. You may also decide to void a check if you filled it out wrong or completed a mobile deposit and want to prevent others from using it. If you’re unable to provide a voided check, or if your bank doesn’t offer paper checks, there are alternative methods to set up a direct deposit or an electronic payment. A voided check is a check with the word “VOID” across it, which indicates that it shouldn’t be used for payment. It’s typically written in large letters, so it cannot be mistaken for cash use.
Crediful is committed to helping you make smarter financial decisions by presenting you with the best information possible. We are able to present this information to you free of charge because some of the companies https://www.bookstime.com/ featured on our site compensate us. Basically, voiding a check you already sent is like bouncing your check preemptively. So you wrote a check and gave it or sent it, but now you need to cancel it.
This information will allow them to set up a direct deposit for your salary into your bank account. In this case, you just write void across it and keep it in your records. This way, if your check gets lost, you won’t have to worry about it getting in the wrong hands. When I used to write checks a lot for bills and other payments, occasionally I would write the wrong amount or accidentally spell something incorrectly. By clicking on the link, you will leave our website and enter a site not owned by the bank. The site you will enter may be less secure and may have a privacy statement that differs from the bank.
- You can usually avoid a physical check and set up payments online.
- Usually, a check is a document you sign to allow the recipient to withdraw the amount you specified from your bank’s checking account.
- If you need to void a check for any reason but don’t have one, there are workarounds you can try.
- If that check number is posted to your account, contact your bank right away.